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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,116 | $90,486+14.0% | $78,676+31.1% | $273,972-62.4% |
| Participation rate | 14.3% | 76.5%-62.2pp | 73.6%-59.3pp | 83.0%-68.7pp |
| Annual return | 8.69% | 75.62%-66.9pp | 62.19%-53.5pp | 41.46%-32.8pp |
| Employer contribution / active EE | $1,006 | $3,175-68.3% | $2,850-64.7% | $4,869-79.3% |
| Participant deferral / active EE | $1,760 | $3,901-54.9% | $3,517-50.0% | $5,287-66.7% |
| Admin fee / account holder | $432 | $5,263-91.8% | $4,510-90.4% | $10,133-95.7% |