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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,908 | $135,956-13.3% | $123,894-4.8% | $273,972-57.0% |
| Participation rate | 85.7% | 84.1%+1.7pp | 81.4%+4.3pp | 83.0%+2.7pp |
| Annual return | 8.51% | 56.63%-48.1pp | 47.52%-39.0pp | 41.46%-32.9pp |
| Employer contribution / active EE | $8,039 | $5,170+55.5% | $4,617+74.1% | $4,869+65.1% |
| Participant deferral / active EE | $963 | $6,343-84.8% | $5,984-83.9% | $5,287-81.8% |
| Admin fee / account holder | $488 | $9,817-95.0% | $8,357-94.2% | $10,133-95.2% |