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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,405 | $150,4470% | $136,298+10.3% | $147,586+1.9% |
| Participation rate | 66.7% | 84.4%-17.8pp | 81.9%-15.3pp | 82.8%-16.2pp |
| Annual return | 14.16% | 1049.15%-1035.0pp | 5156.27%-5142.1pp | 578.59%-564.4pp |
| Employer contribution / active EE | $5,174 | $5,256-1.6% | $4,696+10.2% | $4,876+6.1% |
| Participant deferral / active EE | $8,537 | $6,631+28.8% | $6,247+36.7% | $5,439+57.0% |
| Admin fee / account holder | $10,175 | $10,906-6.7% | $9,244+10.1% | $10,886-6.5% |