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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,961 | $108,922-57.8% | $100,398-54.2% | $145,978-68.5% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 5.49% | 58.04%-52.6pp | 49.32%-43.8pp | 550.52%-545.0pp |
| Employer contribution / active EE | $8,427 | $4,426+90.4% | $3,946+113.6% | $4,662+80.8% |
| Participant deferral / active EE | $4,829 | $8,450-42.9% | $8,084-40.3% | $6,690-27.8% |
| Admin fee / account holder | $30,907 | $9,680+219.3% | $7,893+291.6% | $13,400+130.6% |