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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,280 | $115,903-24.7% | $100,528-13.2% | $158,966-45.1% |
| Participation rate | 100.0% | 81.6%+18.4pp | 79.4%+20.6pp | 82.0%+18.0pp |
| Annual return | 5.77% | 34.80%-29.0pp | 30.90%-25.1pp | 302.95%-297.2pp |
| Employer contribution / active EE | $16,287 | $4,105+296.7% | $3,419+376.4% | $4,762+242.0% |
| Participant deferral / active EE | $7,283 | $6,677+9.1% | $6,271+16.1% | $5,983+21.7% |
| Admin fee / account holder | $1,559 | $11,000-85.8% | $8,084-80.7% | $11,250-86.1% |