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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,558 | $78,694-34.5% | $67,652-23.8% | $125,389-58.9% |
| Participation rate | 86.4% | 78.8%+7.6pp | 75.7%+10.7pp | 83.2%+3.2pp |
| Annual return | 0.51% | 9.46%-8.9pp | 6625.40%-6624.9pp | 282.24%-281.7pp |
| Employer contribution / active EE | $516 | $3,044-83.1% | $2,266-77.2% | $4,866-89.4% |
| Participant deferral / active EE | $2,765 | $4,292-35.6% | $3,560-22.3% | $5,352-48.3% |
| Admin fee / account holder | $3,646 | $7,403-50.7% | $4,821-24.4% | $9,541-61.8% |