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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $205,509 | $168,635+21.9% | $147,617+39.2% | $125,389+63.9% |
| Participation rate | 66.7% | 88.8%-22.1pp | 84.6%-18.0pp | 83.2%-16.5pp |
| Annual return | -3.06% | 77.65%-80.7pp | 61.98%-65.0pp | 282.24%-285.3pp |
| Employer contribution / active EE | $7,221 | $6,252+15.5% | $5,564+29.8% | $4,866+48.4% |
| Participant deferral / active EE | $6,658 | $5,507+20.9% | $4,895+36.0% | $5,352+24.4% |
| Admin fee / account holder | $3,254 | $13,580-76.0% | $11,612-72.0% | $9,541-65.9% |