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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $205,808 | $181,896+13.1% | $156,551+31.5% | $273,972-24.9% |
| Participation rate | 71.4% | 88.4%-17.0pp | 84.0%-12.6pp | 83.0%-11.6pp |
| Annual return | 10.69% | 30.74%-20.1pp | 32.23%-21.5pp | 41.46%-30.8pp |
| Employer contribution / active EE | $6,415 | $6,248+2.7% | $5,501+16.6% | $4,869+31.8% |
| Participant deferral / active EE | $5,841 | $5,550+5.2% | $4,871+19.9% | $5,287+10.5% |
| Admin fee / account holder | $1,877 | $15,560-87.9% | $13,028-85.6% | $10,133-81.5% |