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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $438,441 | $217,427+101.6% | $185,837+135.9% | $167,518+161.7% |
| Participation rate | 100.0% | 86.0%+14.0pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 15.78% | 148.39%-132.6pp | 122.08%-106.3pp | 478.71%-462.9pp |
| Employer contribution / active EE | $23,504 | $5,874+300.1% | $5,168+354.8% | $4,838+385.8% |
| Participant deferral / active EE | $14,666 | $6,357+130.7% | $5,568+163.4% | $6,342+131.3% |
| Admin fee / account holder | $23,133 | $19,816+16.7% | $16,241+42.4% | $12,312+87.9% |