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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $304,907 | $174,379+74.9% | $152,093+100.5% | $138,895+119.5% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 12.24% | 74.86%-62.6pp | 66.36%-54.1pp | 145.39%-133.2pp |
| Employer contribution / active EE | $8,210 | $4,652+76.5% | $4,175+96.7% | $4,194+95.8% |
| Participant deferral / active EE | $9,563 | $6,159+55.3% | $5,451+75.4% | $6,396+49.5% |
| Admin fee / account holder | $7,974 | $16,880-52.8% | $14,497-45.0% | $12,562-36.5% |