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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,135 | $106,749+49.1% | $145,433+9.4% | $82,448+93.0% |
| Participation rate | 96.4% | 75.6%+20.8pp | 82.1%+14.3pp | 68.1%+28.4pp |
| Annual return | 8.96% | 27.59%-18.6pp | 66.58%-57.6pp | 41.64%-32.7pp |
| Employer contribution / active EE | $2,648 | $3,444-23.1% | $4,554-41.9% | $2,551+3.8% |
| Participant deferral / active EE | $8,600 | $6,519+31.9% | $7,897+8.9% | $4,139+107.8% |
| Admin fee / account holder | $6,662 | $8,390-20.6% | $13,129-49.3% | $7,234-7.9% |