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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,221 | $81,457+69.7% | $103,378+33.7% | $80,911+70.8% |
| Participation rate | 63.3% | 66.8%-3.5pp | 74.5%-11.2pp | 67.6%-4.3pp |
| Annual return | 11.54% | 25.58%-14.0pp | 24.91%-13.4pp | 35.63%-24.1pp |
| Employer contribution / active EE | $1,929 | $3,107-37.9% | $3,870-50.2% | $2,756-30.0% |
| Participant deferral / active EE | $5,182 | $3,871+33.9% | $5,058+2.5% | $4,297+20.6% |
| Admin fee / account holder | $4,688 | $6,717-30.2% | $8,401-44.2% | $6,935-32.4% |