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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,695 | $57,352+61.6% | $83,831+10.6% | $64,173+44.4% |
| Participation rate | 55.2% | 68.6%-13.4pp | 76.1%-20.9pp | 69.6%-14.3pp |
| Annual return | -4.20% | 11.38%-15.6pp | 850.99%-855.2pp | 7.63%-11.8pp |
| Employer contribution / active EE | $3,541 | $2,546+39.1% | $3,631-2.5% | $2,381+48.7% |
| Participant deferral / active EE | $1,414 | $2,993-52.7% | $4,082-65.4% | $3,470-59.2% |
| Admin fee / account holder | $6,949 | $4,046+71.7% | $5,479+26.8% | $4,887+42.2% |