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| Provider | Service type | Compensation |
|---|---|---|
NBT BANCORP NA8 years Service code 10 · EIN 16-1268674 | Accounting | $36,492 |
CHARLES SCHWAB & CO., INC.3 years Filed as: CHARLES SCHWAB TRUST BANK Service code 19 · EIN 82-3967259 | Securities Custodian | $3,902 |
CHARLES SCHWAB & CO., INC.9+ years Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
Service code 15 · EIN 16-1450952 | Recordkeeping | $0 |
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| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,520 | $83,045-7.9% | $130,045-41.2% | $71,511+7.0% |
| Participation rate | 93.2% | 74.1%+19.1pp | 78.5%+14.7pp | 67.9%+25.3pp |
| Annual return | 18.42% | 20.61%-2.2pp | -137.30%+155.7pp | 28.86%-10.4pp |
| Employer contribution / active EE | $1,148 | $2,623-56.2% | $4,321-73.4% | $2,589-55.6% |
| Participant deferral / active EE | $3,266 | $4,436-26.4% | $5,820-43.9% | $4,291-23.9% |
| Admin fee / account holder | $193 | $1,727-88.8% | $10,600-98.2% | $1,588-87.8% |