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| Provider | Service type | Compensation |
|---|---|---|
WITHUMSMITH+BROWN, PC1+ years Filed as: DERMODY, BURKE & BROWN, CPAS, LLC Service code 10 · EIN 01-0723685 | Accounting | $5,800 |
CHARLES SCHWAB & CO., INC.1+ years Filed as: CHARLES SCHWAB TRUST COMPANY Service code 19 · EIN 42-1558009 | Securities Custodian | $662 |
CHARLES SCHWAB & CO., INC.1+ years Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
EPIC RETIREMENT PLAN SERVICES1+ years Filed as: EPIC ADVISORS, INC. Service code 15 · EIN 16-1450952 | Recordkeeping | $0 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,110 | $57,108-22.8% | $94,229-53.2% | $52,331-15.7% |
| Participation rate | 98.3% | 72.9%+25.4pp | 78.8%+19.5pp | 68.1%+30.2pp |
| Annual return | 0.64% | 1.47%-0.8pp | 10.68%-10.0pp | 4.54%-3.9pp |
| Employer contribution / active EE | $2,906 | $1,735+67.5% | $3,587-19.0% | $1,882+54.4% |
| Participant deferral / active EE | $2,927 | $3,040-3.7% | $4,320-32.3% | $3,022-3.2% |
| Admin fee / account holder | $48 | $546-91.3% | $6,269-99.2% | $592-91.9% |