See peer percentile detail with Solo.
Solo shows the percentile for each metric against plans of the same size and industry. $4.99 for your first month, then $34.99 a month. Cancel any time.
See the 10-year trajectory with Solo.
Solo shows up to ten years of filings for this plan, year over year. $4.99 for your first month, then $34.99 a month. Cancel any time.
| Provider | Service type | Compensation |
|---|---|---|
NBT BANCORP NA7 years Service code 10 · EIN 16-1268674 | Accounting | $31,295 |
CHARLES SCHWAB & CO., INC.2 years Filed as: CHARLES SCHWAB TRUST BANK Service code 19 · EIN 82-3967259 | Securities Custodian | $5,464 |
CHARLES SCHWAB & CO., INC.8+ years Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
Service code 15 · EIN 16-1450952 | Recordkeeping | $0 |
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,479 | $86,655-17.5% | $119,609-40.2% | $66,914+6.8% |
| Participation rate | 93.7% | 75.6%+18.1pp | 79.3%+14.4pp | 69.8%+23.9pp |
| Annual return | -17.31% | -8.00%-9.3pp | -14.97%-2.3pp | 1.58%-18.9pp |
| Employer contribution / active EE | $1,159 | $2,536-54.3% | $4,232-72.6% | $2,544-54.5% |
| Participant deferral / active EE | $3,255 | $4,358-25.3% | $5,602-41.9% | $4,237-23.2% |
| Admin fee / account holder | $190 | $755-74.9% | $10,323-98.2% | $593-68.0% |