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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,624 | $110,212+32.1% | $96,534+50.9% | $139,466+4.4% |
| Participation rate | 88.9% | 78.1%+10.8pp | 76.0%+12.9pp | 80.3%+8.6pp |
| Annual return | 11.35% | 26.42%-15.1pp | 25.88%-14.5pp | 373.66%-362.3pp |
| Employer contribution / active EE | $17,760 | $3,620+390.6% | $2,965+498.9% | $4,754+273.6% |
| Participant deferral / active EE | $7,362 | $5,547+32.7% | $4,851+51.8% | $6,712+9.7% |
| Admin fee / account holder | $1,221 | $11,599-89.5% | $8,253-85.2% | $11,409-89.3% |