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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,979 | $124,346+5.3% | $111,308+17.7% | $167,536-21.8% |
| Participation rate | 100.0% | 79.6%+20.4pp | 77.3%+22.7pp | 82.1%+17.9pp |
| Annual return | 8.66% | 37.45%-28.8pp | 54.67%-46.0pp | 478.82%-470.2pp |
| Employer contribution / active EE | $12,336 | $3,437+258.9% | $2,732+351.6% | $4,839+154.9% |
| Participant deferral / active EE | $8,022 | $5,182+54.8% | $4,487+78.8% | $6,342+26.5% |
| Admin fee / account holder | $32,482 | $10,621+205.8% | $7,965+307.8% | $12,315+163.8% |