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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,555 | $112,131-3.2% | $95,964+13.1% | $158,982-31.7% |
| Participation rate | 100.0% | 79.0%+21.0pp | 77.1%+22.9pp | 82.0%+18.0pp |
| Annual return | 1077.74% | 171.19%+906.5pp | 91.64%+986.1pp | 302.99%+774.7pp |
| Employer contribution / active EE | $17,209 | $3,199+437.9% | $2,541+577.2% | $4,763+261.3% |
| Participant deferral / active EE | $6,185 | $4,784+29.3% | $4,167+48.4% | $5,983+3.4% |
| Admin fee / account holder | $920 | $10,136-90.9% | $6,797-86.5% | $11,252-91.8% |