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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,067 | $117,895+33.2% | $102,460+53.3% | $145,897+7.7% |
| Participation rate | 90.0% | 78.6%+11.4pp | 76.5%+13.5pp | 80.3%+9.7pp |
| Annual return | 11.81% | 31.92%-20.1pp | 29.47%-17.7pp | 552.29%-540.5pp |
| Employer contribution / active EE | $16,470 | $3,619+355.1% | $3,025+444.5% | $4,663+253.2% |
| Participant deferral / active EE | $7,459 | $5,736+30.0% | $5,056+47.5% | $6,689+11.5% |
| Admin fee / account holder | $953 | $13,353-92.9% | $9,460-89.9% | $13,390-92.9% |