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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $321,813 | $159,978+101.2% | $147,041+118.9% | $145,978+120.5% |
| Participation rate | 66.7% | 84.0%-17.3pp | 82.2%-15.5pp | 80.3%-13.6pp |
| Annual return | 20.07% | 98.36%-78.3pp | 419.21%-399.1pp | 550.52%-530.5pp |
| Employer contribution / active EE | $13,367 | $5,288+152.8% | $4,935+170.9% | $4,662+186.7% |
| Participant deferral / active EE | $14,387 | $8,429+70.7% | $8,071+78.3% | $6,690+115.1% |
| Admin fee / account holder | $81,416 | $15,053+440.9% | $13,006+526.0% | $13,400+507.6% |