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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $351,379 | $138,102+154.4% | $125,381+180.2% | $134,532+161.2% |
| Participation rate | 88.9% | 84.5%+4.4pp | 82.4%+6.5pp | 81.2%+7.7pp |
| Annual return | -9.81% | 750.73%-760.5pp | 572.31%-582.1pp | 418.27%-428.1pp |
| Employer contribution / active EE | $15,876 | $5,245+202.7% | $4,815+229.7% | $4,741+234.9% |
| Participant deferral / active EE | $15,114 | $7,801+93.8% | $7,448+102.9% | $6,401+136.1% |
| Admin fee / account holder | $6,759 | $11,568-41.6% | $10,007-32.5% | $11,429-40.9% |