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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,835 | $76,634+61.6% | $56,054+120.9% | $145,978-15.2% |
| Participation rate | 31.3% | 63.2%-32.0pp | 52.5%-21.2pp | 80.3%-49.0pp |
| Annual return | 12.72% | 3004.33%-2991.6pp | 1705.95%-1693.2pp | 550.52%-537.8pp |
| Employer contribution / active EE | $662 | $1,380-52.1% | $1,039-36.3% | $4,662-85.8% |
| Participant deferral / active EE | $4,180 | $2,622+59.4% | $1,952+114.1% | $6,690-37.5% |
| Admin fee / account holder | $695 | $3,321-79.1% | $2,822-75.4% | $13,400-94.8% |