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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,988 | $84,551-18.4% | $61,452+12.3% | $134,532-48.7% |
| Participation rate | 31.3% | 62.2%-30.9pp | 52.6%-21.3pp | 81.2%-50.0pp |
| Annual return | -16.30% | 585.39%-601.7pp | 338.96%-355.3pp | 418.27%-434.6pp |
| Employer contribution / active EE | $729 | $1,545-52.8% | $1,160-37.1% | $4,741-84.6% |
| Participant deferral / active EE | $3,750 | $2,818+33.1% | $2,125+76.5% | $6,401-41.4% |
| Admin fee / account holder | $230 | $2,587-91.1% | $2,131-89.2% | $11,429-98.0% |