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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | -$20,118 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported that benefits due were not provided when due.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,220 | $53,531+44.3% | $86,251-10.5% | $96,393-19.9% |
| Participation rate | 68.8% | 53.4%+15.4pp | 69.0%-0.1pp | 71.3%-2.4pp |
| Annual return | 6.73% | 20.51%-13.8pp | 1170.54%-1163.8pp | 22.88%-16.2pp |
| Employer contribution / active EE | $922 | $1,158-20.4% | $2,381-61.3% | $3,239-71.5% |
| Participant deferral / active EE | $1,314 | $1,965-33.1% | $3,987-67.0% | $5,455-75.9% |
| Admin fee / account holder | -$1 | $55-101.0% | $6,857-100.0% | $74-100.8% |