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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $147,129 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported that benefits due were not provided when due.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,592 | $47,540+44.3% | $79,591-13.8% | $89,433-23.3% |
| Participation rate | 67.7% | 54.9%+12.7pp | 69.5%-1.8pp | 71.3%-3.6pp |
| Annual return | -15.51% | -8.05%-7.5pp | 0.18%-15.7pp | -11.88%-3.6pp |
| Employer contribution / active EE | $1,816 | $1,122+61.9% | $2,413-24.7% | $3,021-39.9% |
| Participant deferral / active EE | $2,626 | $1,961+33.9% | $3,986-34.1% | $5,125-48.8% |
| Admin fee / account holder | $4 | $59-93.4% | $6,815-99.9% | $79-95.1% |