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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,897 | $99,995-66.1% | $85,063-60.2% | $145,978-76.8% |
| Participation rate | 36.4% | 74.1%-37.7pp | 67.5%-31.1pp | 80.3%-43.9pp |
| Annual return | 13.29% | 83.99%-70.7pp | 66.54%-53.2pp | 550.52%-537.2pp |
| Employer contribution / active EE | $857 | $3,231-73.5% | $2,727-68.6% | $4,662-81.6% |
| Participant deferral / active EE | $3,025 | $5,295-42.9% | $4,523-33.1% | $6,690-54.8% |
| Admin fee / account holder | $0 | $7,255-100.0% | $6,155-100.0% | $13,400-100.0% |