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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,329 | $96,361-71.6% | $80,607-66.1% | $139,456-80.4% |
| Participation rate | 30.0% | 73.6%-43.6pp | 67.0%-37.0pp | 80.3%-50.3pp |
| Annual return | 26.38% | 1350.95%-1324.6pp | 936.11%-909.7pp | 373.45%-347.1pp |
| Employer contribution / active EE | $853 | $3,262-73.8% | $2,724-68.7% | $4,753-82.0% |
| Participant deferral / active EE | $3,193 | $5,232-39.0% | $4,448-28.2% | $6,711-52.4% |
| Admin fee / account holder | $0 | $6,601-100.0% | $5,379-100.0% | $11,407-100.0% |