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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,407 | $110,039+83.0% | $97,260+107.1% | $145,884+38.1% |
| Participation rate | 100.0% | 75.9%+24.1pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 17.79% | 244.44%-226.7pp | 75.54%-57.8pp | 551.85%-534.1pp |
| Employer contribution / active EE | $6,648 | $3,074+116.3% | $2,721+144.3% | $4,662+42.6% |
| Participant deferral / active EE | $4,361 | $4,674-6.7% | $4,262+2.3% | $6,690-34.8% |
| Admin fee / account holder | $25,435 | $6,204+310.0% | $5,640+351.0% | $13,392+89.9% |