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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,503 | $121,701+41.7% | $104,639+64.9% | $158,982+8.5% |
| Participation rate | 100.0% | 77.5%+22.5pp | 74.1%+25.9pp | 82.0%+18.0pp |
| Annual return | 22.81% | 465.72%-442.9pp | 340.67%-317.9pp | 302.99%-280.2pp |
| Employer contribution / active EE | $5,285 | $3,165+67.0% | $2,682+97.1% | $4,763+11.0% |
| Participant deferral / active EE | $3,114 | $4,176-25.4% | $3,738-16.7% | $5,983-48.0% |
| Admin fee / account holder | $790 | $7,778-89.8% | $6,465-87.8% | $11,252-93.0% |