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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,186 | $127,296+73.0% | $109,907+100.3% | $167,536+31.4% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.2%+25.8pp | 82.1%+17.9pp |
| Annual return | 15.05% | 22.97%-7.9pp | 29.46%-14.4pp | 478.82%-463.8pp |
| Employer contribution / active EE | $5,558 | $3,325+67.2% | $2,844+95.4% | $4,839+14.9% |
| Participant deferral / active EE | $4,507 | $4,513-0.1% | $4,047+11.4% | $6,342-28.9% |
| Admin fee / account holder | $897 | $7,119-87.4% | $6,069-85.2% | $12,315-92.7% |