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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,651 | $91,536-41.4% | $130,062-58.7% | $75,177-28.6% |
| Participation rate | 82.7% | 71.5%+11.2pp | 78.5%+4.2pp | 67.2%+15.5pp |
| Annual return | 19.98% | -631.62%+651.6pp | -137.37%+157.4pp | 160.75%-140.8pp |
| Employer contribution / active EE | $2,075 | $2,845-27.1% | $4,322-52.0% | $2,671-22.3% |
| Participant deferral / active EE | $2,678 | $4,343-38.3% | $5,821-54.0% | $4,126-35.1% |
| Admin fee / account holder | $5,627 | $6,780-17.0% | $10,601-46.9% | $5,651-0.4% |