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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,031 | $99,994-58.0% | $146,647-71.3% | $85,851-51.0% |
| Participation rate | 94.7% | 73.1%+21.7pp | 80.1%+14.7pp | 69.3%+25.4pp |
| Annual return | 15.51% | 18.93%-3.4pp | 22.75%-7.2pp | 318.63%-303.1pp |
| Employer contribution / active EE | $1,864 | $2,559-27.2% | $4,137-54.9% | $2,565-27.3% |
| Participant deferral / active EE | $2,632 | $4,006-34.3% | $5,506-52.2% | $3,952-33.4% |
| Admin fee / account holder | $1,627 | $7,703-78.9% | $10,281-84.2% | $6,261-74.0% |