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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,925 | $69,977-52.9% | $108,582-69.7% | $62,881-47.6% |
| Participation rate | 100.0% | 72.9%+27.1pp | 79.6%+20.4pp | 69.3%+30.7pp |
| Annual return | 4.80% | 10.73%-5.9pp | -51.70%+56.5pp | 20.14%-15.3pp |
| Employer contribution / active EE | $1,241 | $2,135-41.9% | $3,758-67.0% | $2,281-45.6% |
| Participant deferral / active EE | $1,767 | $3,165-44.2% | $4,311-59.0% | $3,203-44.8% |
| Admin fee / account holder | $694 | $5,076-86.3% | $7,645-90.9% | $4,296-83.8% |