See peer percentile detail with Solo.
Solo shows the percentile for each metric against plans of the same size and industry. $4.99 for your first month, then $34.99 a month. Cancel any time.
See the 10-year trajectory with Solo.
Solo shows up to ten years of filings for this plan, year over year. $4.99 for your first month, then $34.99 a month. Cancel any time.
| Provider | Service type | Compensation |
|---|---|---|
NBT BANCORP NA10+ years Service code 21 · EIN 16-1268674 | Bank Trustee | $52,916 |
CHARLES SCHWAB & CO., INC.3 years Filed as: CHARLES SCHWAB TRUST BANK Service code 19 · EIN 82-3967259 | Securities Custodian | $6,564 |
CHARLES SCHWAB & CO., INC.10+ years Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
Service code 15 · EIN 16-1450952 | Recordkeeping | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,712 | $54,193+17.6% | $93,606-31.9% | $77,643-17.9% |
| Participation rate | 49.5% | 63.9%-14.4pp | 68.7%-19.2pp | 70.6%-21.0pp |
| Annual return | 15.54% | 30.54%-15.0pp | 133.20%-117.7pp | 31.24%-15.7pp |
| Employer contribution / active EE | $697 | $1,168-40.3% | $2,420-71.2% | $2,726-74.4% |
| Participant deferral / active EE | $2,569 | $3,144-18.3% | $4,411-41.8% | $4,647-44.7% |
| Admin fee / account holder | $198 | $576-65.6% | $8,285-97.6% | $430-54.0% |