See peer percentile detail with Solo.
Solo shows the percentile for each metric against plans of the same size and industry. $4.99 for your first month, then $34.99 a month. Cancel any time.
See the 10-year trajectory with Solo.
Solo shows up to ten years of filings for this plan, year over year. $4.99 for your first month, then $34.99 a month. Cancel any time.
| Provider | Service type | Compensation |
|---|---|---|
NBT BANCORP NA9+ years Service code 21 · EIN 16-1268674 | Bank Trustee | $45,833 |
CHARLES SCHWAB & CO., INC.9+ years Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
Service code 15 · EIN 16-1450952 | Recordkeeping | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,069 | $53,165-7.7% | $86,188-43.1% | $74,419-34.1% |
| Participation rate | 48.6% | 64.9%-16.2pp | 69.0%-20.3pp | 70.7%-22.1pp |
| Annual return | 19.31% | 22.64%-3.3pp | 1168.45%-1149.1pp | 34.38%-15.1pp |
| Employer contribution / active EE | $800 | $1,210-33.9% | $2,380-66.4% | $2,637-69.7% |
| Participant deferral / active EE | $2,616 | $3,234-19.1% | $3,985-34.4% | $4,528-42.2% |
| Admin fee / account holder | $155 | $551-71.8% | $6,852-97.7% | $348-55.3% |