See peer percentile detail with Solo.
Solo shows the percentile for each metric against plans of the same size and industry. $4.99 for your first month, then $34.99 a month. Cancel any time.
See the 10-year trajectory with Solo.
Solo shows up to ten years of filings for this plan, year over year. $4.99 for your first month, then $34.99 a month. Cancel any time.
| Provider | Service type | Compensation |
|---|---|---|
NBT BANCORP NA5+ years Service code 21 · EIN 15-0395735 | Bank Trustee | $29,561 |
CHARLES SCHWAB & CO., INC.5+ years Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
Service code 15 · EIN 16-1450952 | Recordkeeping | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,706 | $40,174-21.1% | $84,015-62.3% | $67,579-53.1% |
| Participation rate | 51.8% | 62.7%-10.9pp | 69.0%-17.2pp | 71.3%-19.5pp |
| Annual return | 23.02% | 25.82%-2.8pp | 71.31%-48.3pp | 378.56%-355.5pp |
| Employer contribution / active EE | $566 | $808-29.9% | $1,983-71.5% | $2,148-73.7% |
| Participant deferral / active EE | $1,858 | $2,301-19.3% | $3,239-42.6% | $3,539-47.5% |
| Admin fee / account holder | $90 | $128-30.2% | $6,101-98.5% | $142-37.0% |