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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,168 | $73,955+66.5% | $96,520+27.6% | $75,181+63.8% |
| Participation rate | 61.7% | 66.4%-4.7pp | 74.3%-12.6pp | 67.2%-5.5pp |
| Annual return | 16.52% | 26.72%-10.2pp | 35.72%-19.2pp | 160.69%-144.2pp |
| Employer contribution / active EE | $3,318 | $2,930+13.2% | $3,739-11.3% | $2,671+24.2% |
| Participant deferral / active EE | $3,050 | $3,659-16.7% | $4,879-37.5% | $4,126-26.1% |
| Admin fee / account holder | $6,074 | $5,217+16.4% | $6,733-9.8% | $5,650+7.5% |