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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,015 | $63,342+16.8% | $92,236-19.8% | $70,131+5.5% |
| Participation rate | 98.0% | 68.7%+29.4pp | 76.5%+21.6pp | 69.5%+28.5pp |
| Annual return | 16.83% | 530.15%-513.3pp | 176.29%-159.5pp | 73.14%-56.3pp |
| Employer contribution / active EE | $3,002 | $2,471+21.5% | $3,679-18.4% | $2,342+28.2% |
| Participant deferral / active EE | $2,014 | $2,854-29.4% | $3,897-48.3% | $3,332-39.5% |
| Admin fee / account holder | $359 | $3,840-90.7% | $5,194-93.1% | $4,645-92.3% |