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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $217,894 | $159,934+36.2% | $147,005+48.2% | $145,959+49.3% |
| Participation rate | 87.5% | 84.0%+3.5pp | 82.2%+5.3pp | 80.3%+7.2pp |
| Annual return | 11.55% | 98.24%-86.7pp | 418.76%-407.2pp | 561.95%-550.4pp |
| Employer contribution / active EE | $3,415 | $5,287-35.4% | $4,934-30.8% | $4,661-26.7% |
| Participant deferral / active EE | $14,812 | $8,427+75.8% | $8,070+83.5% | $6,689+121.4% |
| Admin fee / account holder | $5,991 | $15,053-60.2% | $13,006-53.9% | $13,398-55.3% |