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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,022 | $103,387+60.6% | $87,102+90.6% | $152,885+8.6% |
| Participation rate | 80.0% | 79.4%+0.6pp | 76.9%+3.1pp | 82.5%-2.5pp |
| Annual return | 17.80% | 28.10%-10.3pp | 28.19%-10.4pp | 345.39%-327.6pp |
| Employer contribution / active EE | $2,281 | $3,221-29.2% | $2,521-9.5% | $4,763-52.1% |
| Participant deferral / active EE | $6,835 | $4,778+43.0% | $4,048+68.8% | $5,851+16.8% |
| Admin fee / account holder | $100,599 | $12,193+725.0% | $7,491+1243.0% | $11,598+767.4% |