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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,703 | $98,240+102.3% | $82,312+141.4% | $147,586+34.6% |
| Participation rate | 81.8% | 79.7%+2.1pp | 76.9%+4.9pp | 82.8%-1.0pp |
| Annual return | 15.98% | 30.85%-14.9pp | 25.88%-9.9pp | 578.59%-562.6pp |
| Employer contribution / active EE | $2,025 | $3,192-36.5% | $2,428-16.6% | $4,876-58.5% |
| Participant deferral / active EE | $6,339 | $4,383+44.6% | $3,706+71.1% | $5,439+16.6% |
| Admin fee / account holder | $4,343 | $8,563-49.3% | $5,608-22.6% | $10,886-60.1% |