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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $348,164 | $138,386+151.6% | $184,260+89.0% | $80,935+330.2% |
| Participation rate | 91.8% | 83.9%+7.9pp | 86.8%+5.0pp | 67.7%+24.1pp |
| Annual return | 16.43% | 20.02%-3.6pp | 28.84%-12.4pp | 35.66%-19.2pp |
| Employer contribution / active EE | $6,930 | $4,851+42.9% | $6,427+7.8% | $2,757+151.4% |
| Participant deferral / active EE | $7,887 | $7,076+11.5% | $9,133-13.6% | $4,299+83.4% |
| Admin fee / account holder | $11,121 | $10,489+6.0% | $13,898-20.0% | $6,924+60.6% |