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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $271,853 | $110,083+147.0% | $151,645+79.3% | $68,490+296.9% |
| Participation rate | 89.8% | 84.0%+5.9pp | 87.5%+2.3pp | 67.9%+21.9pp |
| Annual return | -13.20% | -10.12%-3.1pp | 3.34%-16.5pp | -7.85%-5.4pp |
| Employer contribution / active EE | $6,311 | $4,470+41.2% | $6,165+2.4% | $2,597+143.0% |
| Participant deferral / active EE | $7,915 | $6,526+21.3% | $8,363-5.4% | $4,028+96.5% |
| Admin fee / account holder | $10,729 | $7,718+39.0% | $11,614-7.6% | $5,403+98.6% |