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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $291,338 | $125,797+131.6% | $170,043+71.3% | $75,173+287.6% |
| Participation rate | 90.2% | 83.6%+6.6pp | 87.0%+3.2pp | 67.2%+23.0pp |
| Annual return | 17.89% | 27.20%-9.3pp | 53.40%-35.5pp | 160.72%-142.8pp |
| Employer contribution / active EE | $6,524 | $4,616+41.3% | $6,790-3.9% | $2,671+144.3% |
| Participant deferral / active EE | $8,079 | $6,838+18.2% | $10,410-22.4% | $4,126+95.8% |
| Admin fee / account holder | $44,139 | $8,177+439.8% | $12,824+244.2% | $5,651+681.2% |