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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $348,164 | $138,385+151.6% | $184,200+89.0% | $80,874+330.5% |
| Participation rate | 91.8% | 83.9%+7.9pp | 86.8%+5.0pp | 67.6%+24.2pp |
| Annual return | 16.43% | 20.02%-3.6pp | 28.80%-12.4pp | 35.62%-19.2pp |
| Employer contribution / active EE | $6,930 | $4,849+42.9% | $6,424+7.9% | $2,756+151.5% |
| Participant deferral / active EE | $7,887 | $7,073+11.5% | $9,132-13.6% | $4,297+83.6% |
| Admin fee / account holder | $11,121 | $10,483+6.1% | $13,907-20.0% | $6,935+60.4% |