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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $320,143 | $76,551+318.2% | $123,894+158.4% | $62,881+409.1% |
| Participation rate | 93.3% | 73.0%+20.4pp | 81.4%+11.9pp | 69.3%+24.0pp |
| Annual return | 7.66% | 18.68%-11.0pp | 47.52%-39.9pp | 20.14%-12.5pp |
| Employer contribution / active EE | $4,246 | $2,882+47.3% | $4,617-8.0% | $2,281+86.1% |
| Participant deferral / active EE | $4,376 | $4,840-9.6% | $5,984-26.9% | $3,203+36.6% |
| Admin fee / account holder | $14,710 | $4,826+204.8% | $8,357+76.0% | $4,296+242.4% |