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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $294,299 | $93,617+214.4% | $135,982+116.4% | $75,177+291.5% |
| Participation rate | 82.1% | 75.2%+6.9pp | 81.9%+0.2pp | 67.2%+14.9pp |
| Annual return | 18.58% | 30.89%-12.3pp | 68.32%-49.7pp | 160.75%-142.2pp |
| Employer contribution / active EE | $5,697 | $3,538+61.0% | $4,859+17.2% | $2,671+113.3% |
| Participant deferral / active EE | $5,628 | $6,406-12.2% | $7,760-27.5% | $4,126+36.4% |
| Admin fee / account holder | $15,274 | $6,980+118.8% | $10,767+41.9% | $5,651+170.3% |