Filed December 23, 2025
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,394 | $48,274-49.5% | $63,244-61.4% | $59,633-59.1% |
| Participation rate | 80.0% | 66.3%+13.7pp | 71.0%+9.0pp | 68.7%+11.3pp |
| Annual return | 0.17% | -240.79%+241.0pp | -70.31%+70.5pp | 2041.45%-2041.3pp |
| Employer contribution / active EE | $1,471 | $1,586-7.3% | $2,322-36.7% | $2,203-33.2% |
| Participant deferral / active EE | $2,789 | $2,343+19.1% | $2,953-5.6% | $3,192-12.6% |
| Admin fee / account holder | $3,010 | $3,600-16.4% | $5,893-48.9% | $4,297-30.0% |