Filed December 23, 2025
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,281 | $52,306-51.7% | $69,779-63.8% | $62,881-59.8% |
| Participation rate | 70.9% | 67.2%+3.7pp | 71.8%-0.9pp | 69.3%+1.6pp |
| Annual return | 7.47% | 13.35%-5.9pp | 12.99%-5.5pp | 20.14%-12.7pp |
| Employer contribution / active EE | $1,595 | $1,799-11.4% | $2,338-31.8% | $2,281-30.1% |
| Participant deferral / active EE | $2,871 | $2,395+19.9% | $2,931-2.0% | $3,203-10.4% |
| Admin fee / account holder | $1,600 | $3,691-56.7% | $4,381-63.5% | $4,296-62.8% |